We are part of one of the largest financial institutions in the world, so looking after your financial security and peace of mind is absolutely central to everything we do. That’s why we employ all of our financial planners. Your interests always come first.
In terms of your financial planning, we believe in an ‘advice first’ approach. We’ll look at how to maximise the value of your existing provisions before even considering recommending that you start a new plan. This is often the most cost-effective outcome for you.
When we do recommend changes, we thoroughly research the product and investment solutions.
For certain product and investment offerings, we will first offer an Old Mutual Wealth solution, but only when we believe this best meets your needs.
For the majority of our clients, a managed investment solution, handled directly by our investment experts, provides the most favourable outcome in line with objectives. That’s why it’s a core part of our offering.
Where an Old Mutual Wealth solution is not appropriate, we will recommend another from a leading panel of providers. We are also able to access the ‘whole of the market’ should your needs dictate this approach.
The taxation treatment of any financial decision (or inaction) can, of course, impact the real value of your assets and plans. We factor this into all our advice and build-in flexibility for your future.
The value of investments can fall as well as rise and you may get back less than you invested.
Tax treatment depends on individual circumstances and is subject to change.