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Welcome to our Yorkshire office


Meet our financial planners

Our financial planners are all directly employed by us – and we only employ the best people. People who are fully aligned to our values of trustworthiness, integrity and delivering exceptional results for you, our clients. And we support them to support you. All the way.

To ensure our advice is first-class, we are committed to increasing the professional standards of our financial planners by taking them to Chartered status, the highest qualification level. The result? Great communications, and great customer outcomes. Try us and see.

The value of pensions and investments can fall as well as rise, you may get back less than you invested.


Old Mutual Wealth Private Client Advisers
Second Floor
Merchants Quay
Ashley Lane
Shipley BD17 7DB
T +44(0)1274 538750


David Cubitt

David Cubitt

Chairman Yorkshire

David ran an independent advice firm for 29 years and has been in Financial Services since 1972. He has led several mergers and acquisitions, which has given him the benefit of wide ranging and valuable experience in the industry. Throughout his career one thing has never changed – his belief that the client is king.

Tel: 07816 847574

Richard Fraser

Regional manager

Richard has worked in financial services for over 30 years and has held many senior management roles leading teams of financial planners in the insurance, wealth management and banking sectors. For the past six years Richard has lead a large team of regulated financial services professionals working alongside the industry regulator (the FCA) and a number of large financial institutions. He has developed and implemented a number of processes that have resulted in ‘quality’ outcomes for clients. He joined Old Mutual Wealth Private Client Advisers in 2017 and now has the responsibility for the growth and development of the Yorkshire region, drawing on his considerable experience and expertise in the industry.

Tel: 07931 799584

Patrick Donnini

Patrick Donnini


Financial Planner

Patrick has 20 years’ experience in Financial services having joined the profession following completion of his Economics degree at Liverpool University. He specialises in providing bespoke tailored financial advice to individual clients. He has attained the level 4 Diploma for Financial Advice. He is currently studying for his Chartered status.

Tel: 07391 866032


Olivia Kennedy

Olivia Kennedy


Financial Planner

Olivia joined the profession in 1999, working for one of the “big four” banks, gaining a wealth of experience in individual financial advice. Olivia completed further qualifications and is authorised to give specialist personal, corporate and final salary pension advice. Olivia believes in developing deep and lasting relationships with her clients, to ensure her advice is bespoke to their needs and goals. Olivia is currently studying for Chartered adviser status. When not at work Olivia is a keen equestrian, owning and competing her own horses.

Tel: 07391 866031

Lindy Kroese


Financial Planner

Lindy Kroese takes pride in developing strategies to grow and protect wealth. She graduated in the highest designation as a certified financial planner through the University of Stellenbosch in Cape Town, South Africa, which also used to be her home country. Her first job as a financial planner was with Old Mutual South Africa where she quickly established herself as one of the top three financial planners in her area and subsequently offered a highly sought after position as successor of a well-established financial planning practice inside her organisation.

Lindy will be quick to admit that the grass is in fact greener on the other side as she transferred to Old Mutual Wealth in the UK. She has since obtained her UK qualification in financial planning through the London institute of Banking and Finance. She has nine years’ experience in the industry and believes that quality of service makes all the difference.

Tel: 07741 384949

Jonathan Merrick

Jonathan Merrick

Financial Planner

Jonathan has worked in Financial Services for twenty-six years and is level four qualified. He focuses on looking after families to ensure their wealth is protected to pass on to future generations. Much of his work involves cash modelling to ensure clients can be confident in living their lives particularly in retirement without the fear of running out of money. Many of Jonathans clients have been with him now for over fifteen years which he puts down to trust and a friendly down to earth approach.

Tel: 07767 765121


Richard Tate 

Richard Tate

Chartered Financial Planner

Richard graduated with a degree in Business & Financial Services from Nottingham Trent University in 2004. Subsequently, he has enjoyed 12 years working in the financial services industry offering wealth structuring, investment, pension and estate planning solutions for private and corporate clients. His most recent position was with a global private bank, advising high net worth investors. Richard’s professional development has been driven by his aim to provide high quality and comprehensive advice to clients and he is now a Chartered Financial Planner.

Richard believes it is important to develop trust and good working relationships with his clients and by understanding their needs and goals he generates successful financial plans.

Tel: 07391 866035